Transform Claims &
Underwriting with
Agentic AI.
Stop losing 80% of claims processing time to manual document handling. Xentovia's AI agents read, classify, extract, and validate insurance documents — with human oversight where it matters.
Watch it work
What goes in. What comes out.
See exactly what you'd hand us and what you'd get back — on a real claims workflow we run today.
Input
A new claim — FNOL form, scene photos, medical records, and the policy document
Output
A structured claim record with severity score, coverage check, and triage routing — ready for adjuster decision
Manual baseline Adjusters today: 30+ minutes of review per claim, before the actual investigation work even starts.
The Problem
Manual document handling is crushing your claims team.
Insurance operations are drowning in paperwork. Every claim, every policy application, every underwriting decision requires humans to read, interpret, and re-key data from dozens of document types.
Processing Time Wasted
Up to 80% of claims processing time is spent on manual document handling — reading, sorting, extracting, and verifying data across forms, medical records, and reports.
Days Average Resolution
Complex claims take 30 days or more to resolve. Policyholders wait, adjusters juggle backlogs, and every delay increases the risk of litigation and dissatisfaction.
Error Rate in Manual Entry
Manual data entry introduces errors that cascade through the claims lifecycle — incorrect payouts, compliance violations, and costly rework.
The Solution
An agentic AI pipeline built for insurance.
Xentovia's AI agents process insurance documents end-to-end — from the moment a claim is filed to the moment structured data lands in your claims management system. With human-in-the-loop verification for every decision that matters.
Document Intake
Accept claims documents from any channel — email, portal uploads, fax, mobile photos. Our agents handle PDFs, images, scanned documents, and even handwritten forms.
Smart Classification
AI agents automatically classify incoming documents by type — FNOL, medical records, police reports, repair estimates — and route them to the correct processing pipeline.
VLM-Based Extraction
Vision-Language Models read documents the way a human would — understanding layout, tables, handwriting, and context to extract structured data with high accuracy.
Agentic Validation
Extraction results are validated through multi-agent pipelines — cross-referencing fields, checking policy limits, verifying dates, and flagging inconsistencies automatically.
Human-in-the-Loop Review
Low-confidence extractions and edge cases are routed to human reviewers with pre-populated fields and highlighted areas of concern, reducing review time by 60%.
System Delivery
Validated, structured data is delivered directly to your claims management system via API — no manual re-entry, no copy-paste, no lag.
Document Types
Every document your claims team handles.
FNOL Forms
First Notice of Loss intake and data extraction from structured and unstructured forms.
Medical Records
Clinical notes, treatment summaries, and diagnostic reports for bodily injury claims.
Police Reports
Accident and incident reports with party details, narratives, and violation codes.
Repair Estimates
Auto body shop estimates, contractor bids, and damage assessment reports.
Policy Applications
New business and renewal applications with risk data, coverage selections, and endorsements.
Financial Statements
Balance sheets, income statements, and loss runs for commercial underwriting decisions.
Key Outcomes
Results that move the needle.
Faster Claims Resolution
Reduce average claims resolution time from 30+ days to under a week by eliminating manual document handling bottlenecks.
Lower Cost per Claim
Reduce operational costs by automating the most labor-intensive stages of claims processing — document intake, classification, and data extraction.
Underwriting Time Reduction
Accelerate underwriting decisions by automatically extracting and structuring risk data from applications, financial statements, and loss runs.
How It Works
From document to decision in minutes.
Ingest
Documents arrive via email, portal, API, or batch upload. Our agents accept any format — PDF, image, scan, fax.
Classify & Extract
AI agents identify the document type, locate relevant fields, and extract structured data using vision-language models.
Validate & Review
Multi-agent validation checks data accuracy. Low-confidence items are routed to human reviewers with context and highlights.
Deliver
Structured, validated data is pushed to your claims or underwriting system via API — ready for adjuster or underwriter action.
Integrates with Your Stack
Xentovia connects to the platforms your insurance operations already run on. No rip-and-replace — our agents slot into your existing workflows.
Built for Insurance Compliance
Insurance is one of the most heavily regulated industries. Every extraction, every decision, every output is logged and auditable.
Get Started
Ready to modernize your claims pipeline?
See how Xentovia's agentic AI can automate document processing for your claims and underwriting workflows. We'll demo with your actual document types.
30-minute call. No slides. Live demo with your documents.